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About us

General Information about us:

Hamara Quote is one of the premier loan agencies in India. We do your work for a fee i.e. sanctioning your loan in accordance with your purpose. Hamara Quote aims to offer you tension-free service where our expert counselors and agents do the paperwork, research, communication with the bank and sanction you your loan.


Our areas of focus:

As the name suggests about us, we offer loan expertise and assistance to people. We help people with their needs and demands by providing them with general loan information. This enables you to make an informed decision. Under the able guidance and advice of our loan counselors, we guarantee you the best customized loans in accordance with your terms and specifications. We hire brokers, counselors, researchers and agents who have an in-depth knowledge of the real estate market in India. We also hire appraisers and surveyors who help you and us draft loan details and clauses. We believe in delegation and a chain of command which ensures that no client is left unattended or dissatisfied. We work with clients incorporating their needs and suggestions at all times during the loan application process. It is said about us that we serve all local, NRI and foreign clientele.


Services offered:

We offer a diverse range of services-
Personalized 24 hour customer service and delivery
Documentation and fee processing services
Loan insurance and loan research schemes
Personal loans including all secured and unsecured loans
Home loans which also includes mortgage, refinancing and equity projects
Credit card loans which extends to credit card car schemes and bad credit personal loans
Modern urban payday loans which are given only to salaried individuals. These payday loans also    include loans to meet rent and cash loans for short term purposes of foreign travel
Auto loans of two wheeler, four wheeler and commercial vehicle loans. This loan option also    includes car loans and car refinancing projects
Real estate commercial loans: These loans as suggested about us can be sanctioned to    nationals, NRI's and foreigners with minimal paperwork.


Features:

Provision for on the spot "In principle" approval.
Loan sanctioned within 6 days of submission of required documents.
Option to avail Home Loan as a Term Loan or as an Overdraft facility to save on interest and    maximize gains
Option to club income of your spouse and children to compute eligible loan amount
Provision to club depreciation, expected rent accruals from property proposed to compute eligible    loan amount
Provision to finance cost of furnishing and consumer durables as part of project cost
Repayment permitted up to 70 years of age
Free personal accident insurance cover
Optional Group Insurance
Interest calculated on daily reducing balance basis, and starts from the date of disbursement

Advisory notes: It can be successfully said about us that once we have compiled all necessary information, we do not encumber you with pesky details. We take a proactive view to every loan application. Our ultimate goal is to make all our customers realize their dreams quickly in a satisfactory manner on their terms.

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